Get a guaranteed return on your investment. Our certificates of deposit earn interest above standard savings rates. Simply pick your term, lock in your rate, and wait for your payday.

Details
  • Fixed rates, higher than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open
Rates

We use two terms to explain how much interest we pay on the deposit accounts.

  • Interest Rate is the annualized percentage rate we pay you on your account, and does not reflect compound interest, which is any interest paid on the interest you've already earned.
  • Annual Percentage Yield (APY) is the annualized percentage rate we pay you on your account, and includes compound interest. The APY may be higher that the Interest Rate due to compound interest. 
TOWN AND COUNTRY BANK
Rates Effective July 27, 2018
CERTIFICATES OF DEPOSIT
Account Opening Deposit Minimum Balance Interest Rate APY*
Certificates of Deposit  
6 Months $1,000.00 $1,000.00 0.21% 0.21%
12 Months $1,000.00 $1,000.00 0.35% 0.35%
24 Months  $1,000.00 $1,000.00 0.70% 0.70%
36 Months  $1,000.00 $1,000.00 1.03% 1.03%
48 Months  $1,000.00 $1,000.00 1.26% 1.27%
60 Months $1,000.00 $1,000.00 1.34% 1.35%

*Annual Percentage Yield (APY) accurate as of 07/27/2018 and subject to change without notice.

Special Offers

7-11 Month CD Special

  • 1.71% Annual Percentage Yield (APY)
  • 7 - 11 month. You select!
  • $1,000 minimum opening balance

Rate specials are open to individuals and businesses. We retain the right to limit the amount of deposit. Rate expires December 31, 2018.

A minimum opening balance of $1,000 is required. Fees may reduce earnings on the accounts, and a penalty may be imposed for early withdrawal. In order to obtain the stated rate offers, a Town and Country Bank/Peoples Prosperity Bank checking account is required. If no checking account exists, the rate is 1.51% APY.

18 Month CD Special

  • 2.37% Annual Percentage Yield (APY)
  • $1,000 minimum opening balance

Rate specials are open to individuals and businesses. We retain the right to limit the amount of deposit. Rate expires December 31, 2018.

A minimum opening balance of $1,000 is required. Fees may reduce earnings on the accounts, and a penalty may be imposed for early withdrawal. In order to obtain the stated rate offers, a Town and Country Bank/Peoples Prosperity Bank checking account is required. If no checking account exists, the rate is 2.17% APY.

*Early withdrawals may result in a penalty of 12 months interest.