Get a guaranteed return on your investment. Our certificates of deposit earn interest above standard savings rates. Simply pick your term, lock in your rate, and wait for your payday.

Details
  • Fixed rates, higher than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open
Rates

We use two terms to explain how much interest we pay on the deposit accounts.

  • Interest Rate is the annualized percentage rate we pay you on your account, and does not reflect compound interest, which is any interest paid on the interest you've already earned.
  • Annual Percentage Yield (APY) is the annualized percentage rate we pay you on your account, and includes compound interest. The APY may be higher that the Interest Rate due to compound interest. 
TOWN AND COUNTRY BANK
Rates Effective March 23, 2018
CERTIFICATES OF DEPOSIT
Account Opening Deposit Minimum Balance Interest Rate APY*
Certificates of Deposit  
6 Months $1,000.00 $1,000.00 0.21% 0.21%
12 Months $1,000.00 $1,000.00 0.35% 0.35%
24 Months  $1,000.00 $1,000.00 0.70% 0.70%
36 Months  $1,000.00 $1,000.00 1.03% 1.03%
48 Months  $1,000.00 $1,000.00 1.26% 1.26%
60 Months $1,000.00 $1,000.00 1.34% 1.35%

*Annual Percentage Yield (APY) accurate as of 03/23/2018 and subject to change without notice.

*Early withdrawals may result in a penalty of 12 months interest.