Make any house into your dream home. We offer competitive rates for a variety of home improvement projects — from roof repairs to kitchen renovations. No need for collateral means no risk to your home.

  • Financing for home improvement projects
  • Rates as low as 8.056% APR*
  • Borrow up to $10,000
  • Not secured with real estate
  • Repayment terms customized to fit your unique needs
  • Quick, local Central Illinois decision-making and processing
  • Detailed, attentive service from start to finish

*Annual Percentage Rate(APR) 8.056% effective April 16, 2016 and assumes $10,000 loan at a simple interest rate of 7.79%, resulting in 84 monthly payments of $155.33, including the loan origination fee of $85.00 and required recurring automatic debits from your bank account. Maximum loan amount is $10,000 and a loan term of up to 7 years is available. Credit history will be evaluated, which includes a minimum credit score of 700. This unsecured loan is not tied to home equity and is reserved for applicants with an existing TCB/TCBMSI relationship [household deposit account or mortgage, or as part of an approved vendor partnership]. If a relationship does not exist, a household deposit account and/or new mortgage loan must be established. Sales receipt, Estimate or Bids (Minimum of 50% of Amount Requested) must be provided to support request. Please talk with your banker for more complete information.