On February 1, Town and Country Bank / People’s Prosperity Bank merged with Heartland Bank and Trust Company. Heartland Bank is a wholly owned subsidiary of HBT Financial, Inc., headquartered in Bloomington, Illinois. While our offices now operate as Heartland Bank branches, the merging of Town and Country / People’s Prosperity Bank data won’t occur until close of business on Friday, April 21st. Please continue to use former Town and Country Bank branches and online services to conduct your business until after our systems conversion in April. At that time, all Heartland Bank offices and services will be available for your banking needs!
 
For the most up-to-date merger information, please visit https://www.hbtbank.com/welcome. Heartland Bank is committed to ensuring a smooth transition with a minimal impact on customers. Please look for additional information in the next few months.

  • Personal Banking

Personal Debit Cards

Debit/ATM Card

A Heartland Bank and Trust Company Mastercard debit card is a smart, safe and easy way to take care of all your purchases—both big and small. Use it anywhere Mastercard is accepted, or to get cash at ATMs or cashback when you check out at many stores. Our Mastercard debit card is safer than carrying cash and you will have greater peace of mind knowing that Mastercard debit cards are protected with Zero Liability* protection. Whenever your card is used, including in stores, online, or over the phone, you're not responsible for unauthorized purchases.

  • Access your funds anytime, anywhere
  • Make purchases anywhere Debit Mastercard is accepted around the globe—in stores, online and over the phone
  • Track and monitor payments for better budgeting and control

Mastercard Cardholder Benefits

Whether you're in your neighborhood or a thousand miles from home, you can benefit from premier shopping and security benefits from Mastercard.*

  • Mastercard ID Theft Protection - Provides you with expert assistance 24/7 should you become the victim of identity theft. To bring you this benefit, Mastercard has partnered with CSID®, an industry leader in identity protection and fraud detection. To learn more or to register for early detection services with Mastercard ID Theft Alerts™, visit mastercard.us/idtheftprotection.
  • Extended Warranty - Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty for a maximum of one year.
  • Price Protection - If you find a lower price within 60 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.
  • Zero Liability Protection - Protects you against unauthorized purchases on your card should your card be lost or stolen.
  • Mastercard Global Service - Provides around-the-clock customer service for all of your account-related questions.
  • Satisfaction Guarantee - Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.

Mastercard's Guide to Benefits contains detailed information about the benefits you can access as a preferred cardholder. Click to view the full Mastercard Guide to Benefits for cardholders.

*Mastercard’s Zero Liability policy covers unauthorized transactions for U.S.-issued cards only and does not apply to PIN transactions not processed by MasterCard or Maestro, or certain commercial card transactions. The cardholder must notify the issuer promptly of any unauthorized use. Consult issuer for additional details.