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Personal Debit and Credit Cards

Debit/ATM Card

A Town and Country Bank or Peoples Prosperity Bank MasterCard debit card is a smart, safe and easy way to take care of all your purchases—both big and small. Use it anywhere MasterCard is accepted, or to get cash at ATMs or cash back when you check out at many stores. Our MasterCard debit card is safer than carrying cash and you will have greater peace of mind knowing that MasterCard debit cards are protected with Zero Liability* protection. Whenever your card is used, including in stores, online, or over the phone, you're not responsible for unauthorized purchases.

  • Access your funds anytime, anywhere
  • Make surcharge-free withdrawals or deposits to over 25,000 ATMs via the MoneyPass ATM Network 
  • Make purchases anywhere Debit MasterCard is accepted around the globe—in stores, online and over the phone
  • Track and monitor payments for better budgeting and control

Whether you're in your neighborhood or a thousand miles from home, you can benefit from premier shopping and security benefits from MasterCard.*

  • MasterCard ID Theft Protection - Provides you with expert assistance 24/7 should you become the victim of identity theft. To bring you this benefit, MasterCard has partnered with CSID®, an industry leader in identity protection and fraud detection. To learn more or to register for early detection services with MasterCard ID Theft Alerts™, visit mastercard.us/idtheftprotection.
  • Extended Warranty - Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty for a maximum of one year.
  • Price Protection - If you find a lower price within 60 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.
  • Zero Liability Protection - Protects you against unauthorized purchases on your card should your card be lost or stolen.
  • MasterCard Global Service - Provides around-the-clock customer service for all of your account-related questions.
  • Satisfaction Guarantee - Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.

*MasterCard’s Zero Liability policy covers unauthorized transactions for U.S.-issued cards only and does not apply to PIN transactions not processed by MasterCard or Maestro, or certain commercial card transactions. The cardholder must notify the issuer promptly of any unauthorized use. Consult issuer for additional details. 


 Credit Card

Town and Country Bank and Peoples Prosperity Bank credit cards give you any time access to funds and a whole lot more. Cashback, reward points, zero introductory interest — the choice is yours! Select one of the buttons above or below to start your application.

Three credit cards to choose from:

  • Visa Cash Rewards
  • Visa Platinum Rewards
  • Visa Platinum
  • No annual fees
  • Worldwide and online purchasing power
  • Free travel and accident insurance
  • Easily manage and make payments 24/7 with online access
  • Easily replaced if lost or stolen 

Easy, Online Access

Manage your credit card anytime, anywhere there’s internet access. Register your card today.

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Copyright © 2021 Town and Country Bank All Rights Reserved. An Illinois State chartered banking organization. | Please note that Investments are not a deposit, not FDIC Insured, not insured by any federal government agency, not guaranteed by the bank and may go down in value.

Privacy Policy

Town and Country Bank is regulated by the Federal Reserve Bank of Chicago. For accolades or complaints, please contact us by sending a letter to: Customer Relations Office, 3601 Wabash Ave., Springfield, Illinois 62711. If there is no sensitive customer information, such as social security or account numbers, you can send feedback to the following email address: customerrelations@townandcountrybank.com

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