Personal Debit and Credit Cards

A Town and Country Bank and Peoples Prosperity Bank Mastercard debit card is a smart, safe and easy way to take care of all your purchases—both big and small. Use it anywhere Mastercard is accepted, or to get cash at ATMs or cashback when you check out at many stores. Our Mastercard debit card is safer than carrying cash and you will have greater peace of mind knowing that Mastercard debit cards are protected with Zero Liability* protection. Whenever your card is used, including in stores, online, or over the phone, you're not responsible for unauthorized purchases.

• Access your funds anytime, anywhere
• Make surcharge-free withdrawals or deposits to over 25,000 ATMs via the MoneyPass® ATM Network 
• Make purchases anywhere Debit Mastercard is accepted around the globe—in stores, online and over the phone
• Track and monitor payments for better budgeting and control

Mastercard Cardholder Benefits

Whether you're in your neighborhood or a thousand miles from home, you can benefit from premier shopping and security benefits from Mastercard.*

• Mastercard ID Theft Protection - Provides you with expert assistance 24/7 should you become the victim of identity theft. To bring you this benefit, Mastercard has partnered with CSID®, an industry leader in identity protection and fraud detection. To learn more or to register for early detection services with Mastercard ID Theft Alerts™, visit mastercard.us/idtheftprotection.
• Extended Warranty - Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty for a maximum of one year.
• Price Protection - If you find a lower price within 60 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.
• Zero Liability Protection - Protects you against unauthorized purchases on your card should your card be lost or stolen.
• Mastercard Global Service - Provides around-the-clock customer service for all of your account-related questions.
• Satisfaction Guarantee - Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.

Mastercard's Guide to Benefits contains detailed information about the benefits you can access as a preferred cardholder. Click to view the full Mastercard Guide to Benefits for cardholders.

*Mastercard’s Zero Liability policy covers unauthorized transactions for U.S.-issued cards only and does not apply to PIN transactions not processed by MasterCard or Maestro, or certain commercial card transactions. The cardholder must notify the issuer promptly of any unauthorized use. Consult issuer for additional details. 

Town and Country Bank and Peoples Prosperity Bank Visa® credit cards give you any time access to funds and a whole lot more. Cashback, reward points, zero introductory interest — the choice is yours!

Our Platinum credit cards offer hometown convenience, worldwide acceptance, and great benefits.

Three great options all from the bank you know best.

• Rewards Platinum - unlimited reward points. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit cRewardsCard.com for details.⁴
• Cash Rewards Platinum - earn 1% cash back on all net purchases. Cash rewards never expire.⁴
• Platinum Edition - no penalty APR and low interest rates.*

Enjoy the following features with all of the above options:

• No Annual Fee*
• 0% Intro APR* on Purchases and Balance Transfers for 12 months. After that, a variable APR, currently 8.99% - 22.99% will apply.*
• Mobile Payments for a safe and secure way to pay
• Free FICO® Score¹
• Fraud Monitoring and Zero Fraud Liability
• SecurLOCKTM Email and Text Fraud Alerts
• Cell Phone Protection²
• Travel Accident Insurance³
• ID Navigator Powered by NortonLifeLock⁵

Easy, Online Access

Manage your credit card anytime, anywhere there’s internet access. Register your card today.

Apply Now

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
¹FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
²Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
³Coverage applies when - the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
⁴In order to access rewards, your account must be open and in good standing.
⁵No one can prevent all identity theft.
This card is issued by TCM Bank, N.A.

Introducing MyCard Mobile

Get quick and secure access to your account from wherever you are. Introducing MyCard Mobile, the mobile app for your Town and Country Bank and Peoples Prosperity Bank credit card! Download the app today to manage your card anywhere, anytime. MyCard Mobile allows you to do the following:

• Make a payment, check your balance and transaction history
• See enriched data combining location, merchant, and map
• Lock and report lost or stolen credit cards
• View spend insights with graphs
• Receive transaction and account alerts

Visit the app store on your Apple or Android device to download the app today!