Personal Debit and Credit Cards

A Town and Country Bank or Peoples Prosperity Bank MasterCard debit card is a smart, safe and easy way to take care of all your purchases—both big and small. Use it anywhere MasterCard is accepted, or to get cash at ATMs or cash back when you check out at many stores. Our MasterCard debit card is safer than carrying cash and you will have greater peace of mind knowing that MasterCard debit cards are protected with Zero Liability* protection. Whenever your card is used, including in stores, online, or over the phone, you're not responsible for unauthorized purchases.

• Access your funds anytime, anywhere
• Make surcharge-free withdrawals or deposits to over 25,000 via the MoneyPass ATM Network 
• Make purchases anywhere Debit MasterCard is accepted around the globe—in stores, online and over the phone
• Track and monitor payments for better budgeting and control

Whether you're in your neighborhood or a thousand miles from home, you can benefit from premier shopping and security benefits from MasterCard.*

• MasterCard ID Theft Protection - Provides you with expert assistance 24/7 should you become the victim of identity theft. To bring you this benefit, MasterCard has partnered with CSID®, an industry leader in identity protection and fraud detection. To learn more or to register for early detection services with MasterCard ID Theft Alerts™, visit mastercard.us/idtheftprotection.
• Extended Warranty - Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty for a maximum of one year.
• Price Protection - If you find a lower price within 60 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.
• Zero Liability Protection - Protects you against unauthorized purchases on your card should your card be lost or stolen.
• MasterCard Global Service - Provides around-the-clock customer service for all of your account-related questions.
• Satisfaction Guarantee - Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.

*MasterCard’s Zero Liability policy covers unauthorized transactions for U.S.-issued cards only and does not apply to PIN transactions not processed by MasterCard or Maestro, or certain commercial card transactions. The cardholder must notify the issuer promptly of any unauthorized use. Consult issuer for additional details. 

Personalize Your Card

Get a reminder of what matters most every time you use your debit/ATM card. Add an image of a vacation sunset, your family pet, or maybe a picture your child drew. Your card, your call. It costs $12 to personalize your card. You’ll keep that image even upon renewal! You may change your personalized image at any time for the same price.

We’ve got spirit and now you can too with our School Spirit Debit Cards!

Traveling with Your Debit Card

Traveling outside of the State of Illinois soon? Make the most of your Town and Country Bank and Peoples Prosperity Bank Debit Card by contacting our Solution Center at 1-866-770-3100 prior to your departure.

• Help protect your account from fraud
• Provide yourself a more secure option than carrying cash
• Aid in avoiding account disruptions

To activate and set your PIN, call 1-800-505-5124, select option 4.

To set your PIN only, call 1-888-891-2435.

Town and Country Bank and Peoples Prosperity Bank credit cards give you any time access to funds and a whole lot more. Cashback, reward points, zero introductory interest — the choice is yours! Select one of the buttons above or below to start your application.

Three credit cards to choose from:

• Visa Cash Rewards
• Visa Platinum Rewards
• Visa Platinum
• No annual fees
• Worldwide and online purchasing power
• Free travel and accident insurance
• Easily manage and make payments 24/7 with online access
• Easily replaced if lost or stolen 

Easy, Online Access

Manage your credit card anytime, anywhere there’s internet access. Register your card today.

To report a lost or stolen debit or credit card, please call 1-800-883-0131.