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  • Personal Banking

Personal Checking Accounts

A personal checking account is a foundational way to take control of your finances and manage your money. From free checking to an interest-bearing account, you can pick the best checking account for your financial needs. Regardless of which you choose, our checking accounts give you convenient access to online and mobile banking, free online bill pay, allowing you to schedule payments on time, in addition to offering overdraft protection. Stress-free spending — no strings attached. Get to-do lists done at ease with unlimited transactions, surcharge-free ATMs, and free, time saving services. The choice is clear — open your personal checking account today.

Ready to get started? Open a checking account online in less than 30 minutes or visit one of our locations today to open an account with the assistance of our experienced banking team!

Clear E-Checking

  • No monthly service fee
  • No minimum balance requirement
  • Unlimited monthly transactions
  • Free online and mobile banking
  • Free eStatements

Open now

Clear Checking

  • Avoid $7.48 monthly fee with at least one ACH deposit per statement cycle
  • No minimum balance requirement
  • Unlimited monthly transactions
  • Free online and mobile banking
  • Free paper statements

Open now

Clear Interest Checking

  • Competitive tiered interest rates*
  • Avoid $10.48 monthly fee by maintaining one of the following:
    • $2,500 minimum monthly balance, or
    • $10,000 in combined deposits
  • No minimum balance requirement
  • Unlimited monthly transactions
  • Free online and mobile banking
  • Free eStatements
*Earn higher interest with 10 monthly debit card transactions or $1,000 monthly direct deposit.

Open now

Easy to Switch

Do you want to switch from your current bank to a Town and Country Bank or Peoples Prosperity Bank checking account? We make it easy. Simply stop by any conveniently located branch or start the process online now today. 

View current offers
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Copyright © 2020 Town and Country Bank All Rights Reserved. An Illinois State chartered banking organization. | Please note that Investments are not a deposit, not FDIC Insured, not insured by any federal government agency, not guaranteed by the bank and may go down in value.

Privacy Policy

Town and Country Bank is regulated by the Federal Reserve Bank of Chicago. For accolades or complaints, please contact us by sending a letter to: Customer Relations Office, 3601 Wabash Ave., Springfield, Illinois 62711. If there is no sensitive customer information, such as social security or account numbers, you can send feedback to the following email address: customerrelations@townandcountrybank.com

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While we believe these resources are reliable, Town and Country Bank/Peoples Prosperity Bank is not responsible for and will not guarantee the products, services, information, or content provided by this third party.

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