On February 1, Town and Country Bank / People’s Prosperity Bank merged with Heartland Bank and Trust Company. Heartland Bank is a wholly owned subsidiary of HBT Financial, Inc., headquartered in Bloomington, Illinois. While our offices now operate as Heartland Bank branches, the merging of Town and Country / People’s Prosperity Bank data won’t occur until close of business on Friday, April 21st. Please continue to use former Town and Country Bank branches and online services to conduct your business until after our systems conversion in April. At that time, all Heartland Bank offices and services will be available for your banking needs!
For the most up-to-date merger information, please visit https://www.hbtbank.com/welcome. Heartland Bank is committed to ensuring a smooth transition with a minimal impact on customers. Please look for additional information in the next few months.

Mortgage Lender

Stephanie Verardi

AVP, Mortgage Lender
NMLS #: 438505 Phone: 217-321-3478 Apply Now Get A personalized quote

About Stephanie Verardi

As a mortgage lender with more than 30 years of experience, Stephanie has spent her entire career specializing in FHA, VA, and USDA loans as well as down payment assistance grants. She enjoys walking homebuyers through the process from pre-approval to closing. Seeing her hard work come to light, Stephanie loves to attend closing day with her clients so she can experience their excitement of purchasing a home. She strives to build a relationship of trust with clients so they will not think twice about referring her to other homebuyers.

Get to know Stephanie


Get to know my assistant

Corie Thompson

Home Loan Assistant Phone: 217-321-3556