Equipment Loans

Get an edge on your competition. We offer low rates on new and used agricultural equipment for every part of your operation from cultivating the soil to collecting your harvest. Your farm equipment plays a vital role in the success of your operation. Whether you need to cover repair expenses, update and replace your current equipment or upgrade to newer technology, farm equipment financing will keep you operating smoothly.

What is an Ag Equipment Loan?

The right equipment can make all the difference. At Town and Country Bank and Peoples Prosperity Bank, we offer competitive rates and flexible terms on farm tractor financing and farm equipment loans. Whether you’ve been planning to upgrade your equipment or need an unexpected repair, agricultural equipment financing is the answer. Instead of draining your savings or working capital, an Ag Equipment Loan protects your working capital and keeps it available for daily operating expenses.

What can I use an Ag Equipment Loan for?

If it keeps your business running, it most likely qualifies for farm equipment financing. New and used vehicles, tractors, combines, seeders, irrigation systems, and fencing are just a few examples of equipment that would qualify.

What are the Benefits?

Meet the needs of your agricultural business without utilizing working capital or savings. At Town and Country Bank and Peoples Prosperity Bank, we offer competitive rates for new or used equipment with customized terms designed around the unique needs of your business. Stay ahead of your competition by ensuring your equipment is current and running smoothly. An Ag Equipment Loan can help you avoid the effects of down production periods and outdated equipment.

Why Choose Town and Country Bank and Peoples Prosperity Bank?

At Town and Country Bank and Peoples Prosperity Bank, our ag lenders are experienced in local agricultural standards. Loan applications are discussed and reviewed by members of your community, resulting in local decision-making and processing. Our agribusiness lenders pride themselves on their detailed, attentive service from application to closing.

The Right Solution is Waiting

As your community bank, we understand the unique needs of our local farms and agribusinesses. Town and Country Bank and Peoples Prosperity Bank serve and empower local communities in Central Illinois and Metro East, one person or business at a time. Our branch locations include Springfield, Buffalo, Jacksonville, Lincoln, Decatur, Mt. Zion, Edwardsville, Fairview Heights, and Quincy, and our loan production office in Bloomington. Our associates are ready to connect you with an agricultural lender. Request a consultation with our ag banking team today!