• Business Banking

Banking Unexpected

We're Here for Your Business

Small businesses are the backbone of our community, and we are here to help you and your employees! As a business owner, you may have concerns about the operations and performance of your business. That's where we have solutions.

Banking Unexpected: How We Can Help

Our experienced business bankers bring an array of knowledge to the table for business owners interested in learning how our products and services can assist their organizations' financial needs. Town and Country Bank and Peoples Prosperity Bank is a leading financial institution for local business owners by helping organizations:

• Increase Revenue
  • Financing can expand or diversify the product offerings
  • Loans for new facilities or equipment can create a desirable return on investment
  • Financing can be used to open or acquire a new business
• Reduce Expenses
  • Reduce interest expense or banking fees
  • Avoid fraud losses with Positive Pay or ACH Filters
  • Reduce payroll by automating parts of payment processing
• Improve Cash Flow
  • Lines of credit to support accounts receivable and inventory will help to conserve cash
  • Take advantage of trade discounts
  • Speed collection of receivables through Lock Box or Remote Teller
  • Restructure debt to achieve payments that match cash flows
• Improve Operating Efficiency
  • Remote Teller eliminates trips to the bank
  • Lock Box posts directly to account(s), eliminating processing delays
  • ACH payments eliminate check writing
  • Credit Card Management controls expenses

Our Business Financial Review Process

Considering these benefits, we invite you to schedule a business financial review with a member of our business banking team, who will examine the financial strength of your business in conjunction with your future plans.

During a business financial review, we will discuss additional aspects of your business like:

• Industry trends
• Business model
• Revenue and sales
• Cash position
• Financial needs
• Employee status

Your business is vital, which is why our business bankers are here to offer their knowledge so your entity can thrive!