Sprig The Word Blog

Cyberattacks can happen without warning, so it's vital businesses stay prepared. Check out these tips to help you develop a cybersecurity and disaster recovery plan to prevent attacks and provide a way to recover with minimal downtime.

If you were born between 1982 and 1996, then this blog is for you. Keep reading to learn more about how to build your credit!

Overspending is common around the holidays and can potentially derail your debt repayment plan. Check out our holiday recovery checklist to keep your finances on track this season!

Whether you dream of a modern kitchen upgrade or expanded living space, waking up to the reality of project costs could cause you to put your plans to sleep. But if you have equity in your home, a Home Equity Line of Credit (HELOC)* could provide the cash needed to start your project today. Here are six smart ways to use a HELOC to support your home improvement projects – and your finances.

Navigating the homebuying process can be frustrating for many first-time homebuyers. Check out our guide to buying a home for the first time to learn how to make the process smoother - and possibly save you money.

Crooks are on a mission to fill their stockings with stolen credit card numbers and other sensitive financial data by dressing up as innocent characters. Here’s how to recognize a holiday scam, no matter how neatly it’s wrapped.

Town and Country Bank is excited to share that Eric Crony will serve as the Branch Manager of our Edwardsville location.

Besides gaining the confidence of knowing you’ll have money to cover living expenses after you exit the workforce, regular retirement contributions can often provide enormous tax benefits. Unfortunately, some investors are unaware of how a few smart moves could yield exceptional results — both today and in the future. Here’s what you need to know to maximize the tax benefits of saving for retirement.

Many people feel forced to put saving for retirement on the back burner at least once during their lifetime. Circumstances like a job loss or a pressing financial need can quickly scorch plans to make regular deposits and grow a healthy nest egg. But failing to set aside enough money to cover living expenses for when you no longer earn a full-time paycheck could spell trouble for your future.

Industry jargon is confusing to many new investors. Abbreviations such as NAV, P/E Ratio, and EBITA can be especially difficult to understand — enough to make a newbie leave market investing to the experts and stick with a simple savings account. But doing so could prevent you from achieving your money goals. A commitment to learning one new investment term a day could help you make informed decisions about your financial future. Check out our recent blog to learn about one of the most important investing concepts: ROI.