Sprig The Word Blog

Want to learn more about homeownership? Our lenders break down the best first-time home buyer programs in Illinois and offer 5 key tips for first-time buyers.

Learn more about the business lending process as Town and Country Bank and Peoples Prosperity Bank breaks down the key factors that determine your business’s creditworthiness. If you have questions, our commercial bankers are here to help. 

Town and Country Bank and Peoples Prosperity Bank is pleased to announce a new initiative aimed at reinvesting in our communities. Mike Crews, Universal Banker III, is providing financial literacy seminars to residents in the Springfield area as part of the bank’s commitment to the Community Reinvestment Act (CRA). Over the course of 10 seminars, Mike will help residents gain the tools and knowledge necessary to achieve their financial goals.

Debt got you down? We’re here to help. Mike Crews, Universal Banker III at Town and Country Bank, is spearheading a ten-part financial literacy seminar with the Springfield Housing Authority (SHA) to help residents obtain the knowledge needed to achieve their financial goals. During his October seminar, Mike focused on understanding and reducing debt by outlining common terminologies and debt reduction strategies.

Town and Country Financial Corporation (TCFC), the parent company of Town and Country Bank and Peoples Prosperity Bank, participated in the Federal Home Loan Bank of Chicago’s Targeted Impact Fund. The Fund provides member banks with grants to support relief efforts for those hardest-hit by COVID-19 as well as to promote equity and opportunity for communities of color.

When you buy a home, you have more expenses than the home’s down payment. These are closing costs, fees that pay for services required to purchase a place to live and to mortgage the house payments. Read our latest to learn how much you can expect to pay in closing costs.

TCBMSI is proud to announce that Brad Dyer, AVP, Mortgage Lender was recently named the 2020 Affiliate of the Year by Capital Area REALTORS (CAR). Dyer has been an Affiliate member of CAR for more than 20 years.

Concerned about your financial future? You aren't alone. Mike Crews, Universal Banker III at Town and Country Bank, is partnering with the Springfield Housing Authority to provide a ten-part financial literacy seminar to help residents achieve their financial goals. In September's seminar, Mike discussed the types of assets and how to utilize them to build financial security.

Have you ever wondered how your favorite local business got started? One thing all successful start-ups have in common is business capital. Whether you are self-funded, borrow money from friends and family, or receive a loan, all businesses need money to launch. Unfortunately, of the new businesses that fail during their first two years, insufficient funding is one of the top reasons.

Teaching your teens about budgeting is a lesson that will benefit them for the rest of their lives and help ensure that they reach their financial goals. So how do you start? Read our blog to learn more!