Sprig The Word Blog

Besides gaining the confidence of knowing you’ll have money to cover living expenses after you exit the workforce, regular retirement contributions can often provide enormous tax benefits. Unfortunately, some investors are unaware of how a few smart moves could yield exceptional results — both today and in the future. Here’s what you need to know to maximize the tax benefits of saving for retirement.

Many people feel forced to put saving for retirement on the back burner at least once during their lifetime. Circumstances like a job loss or a pressing financial need can quickly scorch plans to make regular deposits and grow a healthy nest egg. But failing to set aside enough money to cover living expenses for when you no longer earn a full-time paycheck could spell trouble for your future.

Industry jargon is confusing to many new investors. Abbreviations such as NAV, P/E Ratio, and EBITA can be especially difficult to understand — enough to make a newbie leave market investing to the experts and stick with a simple savings account. But doing so could prevent you from achieving your money goals. A commitment to learning one new investment term a day could help you make informed decisions about your financial future. Check out our recent blog to learn about one of the most important investing concepts: ROI.

The holidays are a busy time for everyone, especially small businesses. In this blog, we've outlined some helpful to-do's small business owners should consider while preparing for the busiest (and jolliest!) time of the year.

Financial markets have taken investors on a roller coaster ride over the past two years. While market ups and downs are a normal part of investing, it can be hard to keep track of quick-moving trends. While no financial situation is the same, consider how applying these commonsense tips could help you maintain or improve your investment portfolio.

Town and Country Bank is happy to announce Kathy Summers will serve as Branch Manager of our Springfield location on West Wabash.

Learn more about creating a simple and practical holiday shopping budget for this year and for years to come!

Mortgage terms get confusing fast – especially when they have more than one use. “Escrow” is one word that’s easy to mix up since it means different things depending on where you are on the path to homeownership. But once you understand the basics of mortgage escrow, you’ll wonder what all the fuss was about. Here’s a plain language explanation of a term everyone should grasp before they make a purchase offer on a new home.

Navigating the changing market might not be easy, but we can help. Read our tips for dealing with rising interest rates, utilizing the right banking products to save money and qualify for a loan, and seeking professional advice to support you along the way. 

Does the threat of a cyber attack on your business keep you up at night? Hackers become more sophisticated in their tactics every year, and small businesses are increasingly targeted. Check out our latest blog to learn how to create a plan and protect your business from cyber-attacks.