Sprig The Word Blog

Have you ever wondered how your favorite local business got started? One thing all successful start-ups have in common is business capital. Whether you are self-funded, borrow money from friends and family, or receive a loan, all businesses need money to launch. Unfortunately, of the new businesses that fail during their first two years, insufficient funding is one of the top reasons.

Teaching your teens about budgeting is a lesson that will benefit them for the rest of their lives and help ensure that they reach their financial goals. So how do you start? Read our blog to learn more!

Town and Country Bank welcomes Ryan Weis to our lending team. Weis has assumed the role of Mortgage Loan Officer with our Edwardsville office located at 10 Terra Verde.

Mortgage rates have been historically low since March 2020. As a result, many homeowners want to take advantage of potential savings on interest with a mortgage refinance. Whether that’s all that motivates you or you also want to reduce your monthly payments, turn equity into cash, and/or switch from an ARM loan to fixed-rate, home refinancing may be the right move for you.

Town and Country Banc Mortgage Services recently received two awards for its mortgage production last year from the Illinois Housing Development Authority (IHDA). Karylle Wike, SVP and Mortgage Lender, was ranked the Top Loan Officer in the Central Illinois Region, while TCBMSI was ranked third for Top Lender in the Central Illinois Region.

Stacy Jesse has recently joined Town and Country Bank under our mortgage division. Jesse has assumed the role of Mortgage Loan Officer in Edwardsville, serving homebuyers throughout the Metro East.

Recent low interest rates have many people reconsidering where to put their money. Not sure whether you should open a new money market or checking account? We have some helpful advice.

Whether you’re creating a will or a trust, choosing the right person to administer it is crucial to ensuring your wishes are carried out. Learn more!

A home’s value is in the eye of the beholder. The same goes for its renovations. What appeals to one potential buyer may not to others. But some remodeling projects generally help. Learn more about which projects are worth tackling!

Receiving an inheritance is exciting but comes with a lot of stress, too. It can be very tempting to splurge once you’ve received some extra cash, but is splurging the best option? Read up on our recommended tips you should take when you recently received an inheritance.