Investor Relations

Company Profile

Town and Country Financial Corporation, headquartered in Springfield, Illinois, operates as the parent holding company for Town and Country Bank including the Bank's subsidiary, Town and Country Banc Mortgage Services, Inc. (TCBMSI), with locations throughout the central, west-central, and metro-east areas of Illinois. While the Company specializes in commercial banking and mortgage lending, additional products and services offered through its 12 branch offices include retail banking, affordable housing finance options, Small Business Administration 504 and 7(a) loan programs, trust and investments, and agricultural banking. The Company, under TCBMSI, operates Community Mortgage Partners as a third-party provider for residential mortgages to other financial institutions throughout the United States.

Since the Company began in 1962, it has opened multiple branch locations, acquired four community banks and three separate bank branch locations, and grew two Loan Production Offices into full-service branch locations. In 2017, Town and Country became an Entrepreneurial Operating System (EOS) Company to gain traction toward reaching new goals and producing impactful results for its customers. Town and Country Financial Corporation shares are quoted under the symbol TWCF.

About Us

Stock Information

Financial Highlights

On November 1, 2021, we announced record financial results for the third quarter of 2021. Key highlights included:

  • Record third quarter 2021 net income of $2.9 million, including $820 thousand ($586 thousand after-tax) in Paycheck Protection Program (“PPP”) fee income and no provision for loan losses.
  • Quarterly net revenue of $11.5 million, driven by continued growth in net interest income and strong mortgage volumes.
  • Mortgage banking fees of $3.1 million in the third quarter of 2021.
  • Return on Tangible Common Equity of 15.54% for the quarter-to-date period ending September 30, 2021.

View Financial Highlights

Financial News

Stay informed on all financial news related to Town and Country Financial Corporation by reviewing our financial reports from recent years.


2021 Financial Reports

Remain up-to-date on our 2021 Financial Reports by reviewing our annual earnings, quarterly earnings, and other financial results.

Annual Results

  • Not available at this time.

Quarterly Results

2020 Financial Reports

2019 Financial Reports

2018 Financial Reports

2017 Financial Reports

Contact Us

Branch Locations

With 12 locations throughout Central Illinois and the Metro East, we're committed to empowering the financial well-being of our communities, one person at a time.

View Branches

Customer Service Solution Center

Our Customer Experts are here to help address your concerns:

By Phone
217.787.3100 (Local)
866.770.3100 (Toll-Free)

By Email

Transfer Agent

Town and Country Financial Corporation acts as its own Transfer Agent. Contact us with questions on registrations or stock transfer instructions.

Mail requests to our Corporate Office at the following address:

Town and Country Financial Corporation
Attn: Stock Transfer
3601 Wabash Ave Springfield, IL 62711

Social Media

Connect with us on social media to stay in contact with our organization and further your financial knowledge.

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