Commercial Banking Development Program

At Town and Country Bank and Peoples Prosperity Bank, we value our colleagues and the fulfillment of their careers. We seek to grow our own as we attract individuals that share our values. Our Commercial Banking Development Program was designed for those who enjoy personal selling and relationship management, coupled with the desire to help businesses grow using sound financial practices.

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Grow Your Career with Us

Fall in love with a career in commercial banking. Hear firsthand from Rob Pickerell, VP, Commercial Banking Officer, who explains why he chose a career in banking and what sets our organization apart from others!

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The Learning Path to a Commercial Banker

Through a concentrated two-year program, trainees will acquire the knowledge and skills to be successful commercial bankers. You'll learn through a blended approach of hands-on and virtual training of:

  • what to look for when analyzing business and personal financial statements and tax returns;
  • an in-depth understanding of businesses, legal structures, why businesses borrow; and
  • how to bring in new qualified businesses to the bank.

Commercial Loan Administration

  • Collection and processing of loan documentation
  • Loan administration guidelines, policies, and procedures
  • File compliance

Credit Analysis

  • Preparation and analysis of financial documents for prospective deals
  • Balance sheet, income statement, and cash flow analysis
  • Loan presentation preparation for committee review

Portfolio Management

  • Monitor loan portfolios for timely financial statements
  • Collect, assemble, and review requests for new, existing, and modified loans
  • Identify credit risks and prepare loans for submission

 During the two-year learning path, trainees are required to successfully complete:

  • Principles of Banking through CFT
  • Certificate in Business and Commercial Lending through the ABA
  • Sales assessment exam
  • REaL Connections training
  • Product and services training

Our Core Values

Together, we create a culture that is engaging, authentic and leads to growth for our customers and the company.

Contact Us

If you don't see an opportunity in commercial banking that matches your skill set or if you'd like to learn more about our Commercial Banking Development Program, contact us today by emailing our Human Resources Department at HR@townandcountrybank.com. We always have an eye out for interested talent!

Apply Today

An Equal Opportunity Employer

It is the policy of Town and Country Bank to provide equal employment opportunity to all applicants and employees in a harassment-free environment. We hire, transfer, promote, compensate, terminate and make all other employment decisions without regard to race, color, creed, national origin, religion, age, sex, disability, marital or parental status, veteran status, sexual orientation or any other basis prohibited by law.