Skip to Main Content
Alvy+, a new digital banking experience is here! Download today!

Town and Country Bank

Main Navigation

  • Careers
  • Contact
  • Search
  • Pay Loan
    • Make a Mortgage Payment
    • Make a Loan Payment
  • Login
    • Online Banking
    • Home Loan
    • Make a Mortgage Payment
    • Trust & Investment Services
    • Make a Loan Payment
    • Credit Card
  • Menu
  • Home
  • Personal Banking
    • Personal Checking Accounts
    • Personal Savings Accounts
    • Loans
      • Auto Loans
      • Personal Loans
      • Home Equity
      • Land & Lot Loans
      • Bridge Loans
    • Make a Loan Payment
    • Personal Debit and Credit Cards
  • Business Banking
    • Business Lending
    • Business Accounts
    • Treasury Management
    • Business Debit and Credit Cards
    • Alternative Financing Options
    • Meet Our Business Bankers
    • Request a Business Financial Review
  • Home Loans
    • Find the Perfect Home Loan
    • Meet our Mortgage Lenders
    • Mortgage Calculators and Rates
    • Mortgage FAQs
    • Community Mortgage Partners
      • About Us
      • Our Services
      • Our Loan Products
      • Contact
  • Trust & Investments
    • Personal Financial Planning Services
    • Business Financial Planning Services
    • Meet our Trust & Investments Team
  • Customer Support
    • Online & Mobile Banking Services
    • Account Resources
      • Overdraft Protection
      • Reorder Checks
      • Financial Calculators
      • Switch to Us
      • Online Forms
      • Online Security
      • FAQs
    • Additional Services
  • Sprig The Word Blog
  • Our Team
  • About Us
    • Community Support Request
    • About Our Bank
    • Investor Relations
    • Diversity, Equity, and Inclusion
    • Locations & Hours
    • Careers
      • Careers in Mortgage Lending
      • Commercial Banking Development Program
    • Events Calendar
    • News
      • 2022 Financial Reports
      • 2021 Financial Reports
      • 2020 Financial Reports
    • Contact Us
    • Connect With Us

  • Sprig The Word Blog

Plan Your Summer Party on a Budget

7/15/2019

SHARE

It’s Summertime, which means long days spent by the pool and evenings filled with good friends and food. Everyone loves a tasty backyard barbeque, but the costs of hosting one can be a little discouraging. Food, dishes, entertainment- it adds up. That’s why it’s important to budget and prepare for your fun summer party.

“Budgeting is important because it’s the tool that we use to make sure everything is covered,” says Chris Urbanek, a Universal Banker at Town and Country Bank.  “Not all people have a daily income. Most of us only get paid twice a month. It is important to budget your money so that you continue to have enough money to pay for the expected and unexpected things that come up in your daily lives.”

Budgeting allows you to spend with a purpose, and it doesn’t have to be hard! Get ready to throw a bangin’ backyard barbeque on a budget by following these simple tips:

1. E-vites are in.

Now-a-days, everything is online, and your party invites should be, too. Send e-vites on Facebook or via e-mail to cut back on costs. Plus, you’ll get a quicker response and you’ll be able to get a feel for how many people are planning on attending.  

2. Keep the food simple.

Traditional backyard barbeques and pool parties have burgers, hot dogs, and chicken, which can be bought in bulk for a good price. Trying to do anything fancier than that can make costs skyrocket and takes more effort to prepare. Remember, coupons are your friends! Keep an eye out for coupons from your favorite grocery store.

3. Cool it on the beverages!

It’s much more cost-efficient to make pitchers of lemonade, iced tea, and ice water than it is to buy bottles of them. Use cups you already own to cut back on costs.

4. BBQ on a budget!

Many hands make light work, and many wallets make a cost-efficient summer party. It’s typical that when invited to a party, guests ask, “What should I bring?” Along with the traditional food that you plan on making, prepare for this question and have a list of other dishes you’d like your guests to bring. 

5. Use your own dishes.

Plastic dishes and utensils are appealing since they make clean up a little faster, but they also add to the costs. Try using the dishes and utensils you already have! On top of being cheaper, there’s less overall waste produced by the end of the night.

6. Party like a Rockstar!

When you’re with the right people, company is all you need, but sometimes a game or activity can really make a party a good one. Try your local thrift shops for fun games or a cheap soccer ball to kick around. And remember, the patio or even the entire backyard can be a wicked dance floor!

More Posts

Open an accountOpen account
Find a locationlocations

  • Facebook Logo
  • Twitter Logo
  • LinkedIn Logo
  • Contact Us
  • Locations & Hours
  • Financial Calculators
  • Careers
  • Financial Privacy Disclosure
  • Electronic Documents (Paperless) Disclosure
  • Other Disclosures
  • Financial Privacy Opt Out Form
  • Community Support Request
  • Routing Number: 071123262
  • NMLS# 411614
    Town and Country Bank
  • NMLS# 423128
    Town and Country Banc Mortgage Services, Inc.
  • Go to FDIC website
  • Go to Equal Housing Lender website
  • Go to AARP BankSafe Trained institution website

Copyright © 2022 Town and Country Bank All Rights Reserved. An Illinois State chartered banking organization. | Please note that Investments are not a deposit, not FDIC Insured, not insured by any federal government agency, not guaranteed by the bank and may go down in value.

Privacy Policy

Town and Country Bank is regulated by the Federal Reserve Bank of Chicago. For accolades or complaints, please contact us by sending a letter to: Customer Relations Office, 3601 Wabash Ave., Springfield, Illinois 62711. If there is no sensitive customer information, such as social security or account numbers, you can send feedback to the following email address: customerrelations@townandcountrybank.com

You Are Now Leaving

You are now leaving the Town and Country Bank/Peoples Prosperity Bank website. You are about to access a third party web site or service that is not owned or controlled by Town and Country Bank/Peoples Prosperity Bank and therefore, may not be FDIC insured.

While we believe these resources are reliable, Town and Country Bank/Peoples Prosperity Bank is not responsible for and will not guarantee the products, services, information, or content provided by this third party.

Continue Cancel ×