Sprig The Word Blog

Navigating the homebuying process can be frustrating for many first-time homebuyers. Check out our guide to buying a home for the first time to learn how to make the process smoother - and possibly save you money.

Mortgage terms get confusing fast – especially when they have more than one use. “Escrow” is one word that’s easy to mix up since it means different things depending on where you are on the path to homeownership. But once you understand the basics of mortgage escrow, you’ll wonder what all the fuss was about. Here’s a plain language explanation of a term everyone should grasp before they make a purchase offer on a new home.

Navigating the changing market might not be easy, but we can help. Read our tips for dealing with rising interest rates, utilizing the right banking products to save money and qualify for a loan, and seeking professional advice to support you along the way. 

When a down payment is the only thing holding you back from qualifying for a new home loan, it's time to reach out to us. Town and Country Bank offers multiple down payment assistance programs to help you afford your next home.

Learn more about eligibility for a Rural Development Single Family Home Loan, and how to start the application process.

Finding the right mortgage grant or program can be challenging, especially when housing prices and interest rates are frequently changing. Check out our latest blog to learn how to improve your chances of qualifying for a program that meets your needs.

In this post, we'll discuss some of the common questions home buyers might have for lenders and ones to ask that will help you understand the process and save you headaches along the way.

When purchasing a home, there are many factors that lead you to decide on the type of mortgage that is right for your needs. Learn more about the different kinds of home loans here!

Here, we’ve outlined the basics of applying as well as the benefits of VA loans over traditional loans. Keep reading to learn how VA loans can help you achieve your homeownership goals!

Millions of homebuyers used FHA loans in 2020, most of which were first-time buyers. However, FHA mortgage loans appeal to various buyers beyond first-timers.