Sprig The Word Blog

Want to learn more about homeownership? Our lenders break down the best first-time home buyer programs in Illinois and offer 5 key tips for first-time buyers.

When you buy a home, you have more expenses than the home’s down payment. These are closing costs, fees that pay for services required to purchase a place to live and to mortgage the house payments. Read our latest to learn how much you can expect to pay in closing costs.

TCBMSI is proud to announce that Brad Dyer, AVP, Mortgage Lender was recently named the 2020 Affiliate of the Year by Capital Area REALTORS (CAR). Dyer has been an Affiliate member of CAR for more than 20 years.

Town and Country Bank welcomes Ryan Weis to our lending team. Weis has assumed the role of Mortgage Loan Officer with our Edwardsville office located at 10 Terra Verde.

Mortgage rates have been historically low since March 2020. As a result, many homeowners want to take advantage of potential savings on interest with a mortgage refinance. Whether that’s all that motivates you or you also want to reduce your monthly payments, turn equity into cash, and/or switch from an ARM loan to fixed-rate, home refinancing may be the right move for you.

Town and Country Banc Mortgage Services recently received two awards for its mortgage production last year from the Illinois Housing Development Authority (IHDA). Karylle Wike, SVP and Mortgage Lender, was ranked the Top Loan Officer in the Central Illinois Region, while TCBMSI was ranked third for Top Lender in the Central Illinois Region.

Stacy Jesse has recently joined Town and Country Bank under our mortgage division. Jesse has assumed the role of Mortgage Loan Officer in Edwardsville, serving homebuyers throughout the Metro East.

A home’s value is in the eye of the beholder. The same goes for its renovations. What appeals to one potential buyer may not to others. But some remodeling projects generally help. Learn more about which projects are worth tackling!

It’s a great time to be a first-time homebuyer. As a longtime local mortgage lender, Town and Country Bank Mortgage Services is here to help you buy your first house in Central Illinois or the Metro East.

With our first Mortgage Lender Spotlight, we wanted to provide you with an introduction to Karylle Wike, Senior Vice President and Area Manager for Mortgage Lending in Decatur, Mt. Zion, and the Metro East region.