Sprig The Word Blog

It can be tough keeping a business going when stay-at-home orders are in place. But if you can protect your funds and do your banking from the safety of your home, it helps a lot.

The days of “cash is king” seem to be over. Now convenience rules consumer behavior and businesses must adapt.

Town and Country Bank and Peoples Prosperity Bank are here to help because we’re invested in the community and want area businesses to succeed. In this article, we’ll give you a list of tips for promoting your business effectively online.

If you need a commercial loan and would like the certainty of knowing what your interest rate will be, consider an interest rate swap.

After two lost cell phones and a story about how her sister-in-law stored her own device, Tami Lange was destined to find the perfect solution for her family. Fast-forward a few years, and Lange is now helping thousands of other women thanks to financial support from Town and Country Bank.

Disasters come in many forms: floods, fires, tornadoes, loss of key employees, computer hacking, and more. If one happened tomorrow - and it could - are you ready?

Here in Illinois, small businesses make up 98.2 percent of our total business population. Nearly half of the state's workers (46.4 percent) are employed by a small business.

If you use the same bank account and credit card for your business and personal life, don't. It's that simple. Combining business and personal finances puts you at increased risk for tax and legal liability, business failure, and poor personal financial management.

Lara DeGroot, assistant vice president and Treasury Management Sales Officer for the Metro East Market, explains Cash Management, Town and Country Bank's online banking platform for businesses.

Each depositor per bank is insured by the Federal Deposit Insurance Corporation, or FDIC, up to $250,000. That means, if the bank fails, the FDIC will reimburse you up to $250,000. But what if you have more money than that? We've got you covered.