Sprig The Word Blog

Learn more about the business lending process as Town and Country Bank and Peoples Prosperity Bank breaks down the key factors that determine your business’s creditworthiness. If you have questions, our commercial bankers are here to help. 

Have you ever wondered how your favorite local business got started? One thing all successful start-ups have in common is business capital. Whether you are self-funded, borrow money from friends and family, or receive a loan, all businesses need money to launch. Unfortunately, of the new businesses that fail during their first two years, insufficient funding is one of the top reasons.

After navigating through the Paycheck Protection Program process, many small businesses have decided to leave their banks after growing frustrations originated from how their applications were prioritized. Thinking about switching banks? We're here to help make the transition a smooth one!

Town and Country Bank and Peoples Prosperity Bank has repackaged and repriced its services that help businesses offer credit card payments to clients. Read up on the latest with our new and improved credit card processing packages!

At Town and Country Bank and Peoples Prosperity Bank, our business bankers have been hard at work helping local businesses weather these uncertain times. In this article, we’ll cover the current state of business recovery in Illinois and offer some tips for rebuilding.

No matter how long you’ve been in business, you will have marketing-related to-dos. With a rapidly changing environment, there’s always more to learn.

Maybe you’ve always dreamt of owning your own business or you came up with your business idea while on a quest to fill a need in your own life.

It can be tough keeping a business going when stay-at-home orders are in place. But if you can protect your funds and do your banking from the safety of your home, it helps a lot.

The days of “cash is king” seem to be over. Now convenience rules consumer behavior and businesses must adapt.

Town and Country Bank and Peoples Prosperity Bank are here to help because we’re invested in the community and want area businesses to succeed. In this article, we’ll give you a list of tips for promoting your business effectively online.