Sprig The Word Blog

Americans need to improve their financial literacy. According to several measures, our basic knowledge of finances, such as how interest rates work or how to save for retirement, is woeful. Learn how you can improve your financial literacy!

Since the COVID-19 pandemic began, the stock market has fluctuated greatly, sometimes within a day. It can send shivers down an investor’s spine. Don’t let it.

While consumers should always be attentive to scams, crises present unique opportunities for thieves to try new tricks or find more people to con. Some are using more recent COVID-19 related scams, while others are working harder to get you to fall for their old ways of swindling.

The majority of data thefts begin with an email phishing scam. As we get closer to the filing deadline, taxpayers should be extra cautious about any emails, text messages, or phone calls they receive from someone claiming to be an IRS employee. In this article, we’ll explain the tell-tale signs of a phishing scam, cover the most common tax season scams, and show you where to get help if you are a victim or attempted victim of a tax scam.

“Many adults are not well prepared to withstand even small financial disruptions,” writes the Federal Reserve in its 2018 Report on the Economic Well-Being of U.S. Households. When surveyed, 4 in 10 adults said they’d have trouble covering an unexpected $400 expense without carrying a credit card balance or borrowing from family/friends.

Today, ATM attacks and fraud are on the rise, and we all need to be vigilant in order to avoid victimization. In this article, we’ll explain why ATMs are vulnerable to fraud and what you can do to protect yourself.

Online shopping has evolved from a novelty to an everyday experience for many people. Unfortunately, scammers have also evolved their methods to be more sophisticated and harder to catch. Whether you shop online regularly or just occasionally, you need to know the latest security tips to protect yourself from financial and identity theft.

Payment apps can come in handy when you need to pay a friend for half of lunch, send a monetary gift to your sister, or the like. But you need to protect yourself from fraud or losing money.

At Town and Country Bank and Peoples Prosperity Bank, we are your local partner in security awareness. Keep reading for our best tips on vacation cybersecurity.

Do you find yourself living paycheck to paycheck? Wish you could pay for unexpected expenses without a credit card or loan? What about feeling like you can never save for the future? If you have asked yourself a number of these questions, we are here to help!