Savings

Regular Savings

This account allows immediate availability of your money. You can also link your savings account to your checking account for simplified transactions and to prevent returned checks on insufficient funds.

Money Market Savings

Have you saved some money and want to earn a higher interest rate? Money Market Savings is the perfect account for you.  

For more complete information, including fees and terms of the account, please contact our Solution Center at 217.787.3100 or stop into any of our convenient locations.

High Yield Savings

This account is an investment option featuring liquidity, attractive rates and the security of FDIC Insurance (up to $250,000 per individual)—an ideal way to earn a great return on your savings. And, you get the benefit of extra services, like free money orders.

For more complete information, including fees and terms of the account, please contact our Solution Center at 217.787.3100 or stop into any of our convenient locations.

Certificate of Deposits (CDs)

Earn a guaranteed return over a specific period of time when you purchase a Certificate of Deposit (CD).  CDs are available in terms from three to 60 months - you choose the term that is right for you.  Earn the reward of a higher interest rate on FDIC insured balances.   

Health Savings

The Health Savings Account (HSA) is a tax-deferred savings account combined with a qualifying High Deductible Health Insurance Policy (HDHP) allowing you to deposit tax deferred funds into the accouny to cover qualified medical costs.  Read more.