Checking

Not everyone uses checking accounts the same way—that’s why we offer a variety of checking options designed to meet your individual financial management style, including several new Web-based options.

Checking

Custom Checking

Our most basic checking option, this account provides you with a debit card and access to online banking, so you can transfer money between accounts, view your statement online and even monitor account activity through your mobile device.

Custom Checking also gives you access to free online bill pay, allowing you to schedule payments on time, in addition to offering overdraft protection.

With the Custom Checking account, there is no limit to the number of checks written per month, and no minimum daily balance—a perfect choice for someone’s first checking account.

Town and Country Bank is FDIC Insured.  To read more about what this means for you and your account, please visit our FAQ section or click here¥ to visit the FDIC Web site.

For more complete information, including fees and terms of the account, please contact our Solution Center at 217.787.3100 or stop into any of our convenient locations.

Custom Checking with Interest

The Custom Checking with Interest has all the features of our Custom Checking with an added bonus—interest.

With Custom Checking with Interest, you can actually make money by earning interest on the funds in your account. There is a minimum balance of $2,500. This account also offers you overdraft protection. Of course, this account also grants you access to online banking and online bill pay in addition to a debit card.

For more complete information, including fees and terms of the account, please contact our Solution Center at 217.787.3100 or stop into any of our convenient locations.

Sign-up for Direct Deposit and Payments

To sign-up for direct deposit and payments, please complete the form and send it to the appropriate holder of the accounts.

Need assistance?  Contact our Solution Center at 217.787.3100 to help you through the process.

Sign-up for Over-Draft Protection

To sign-up for overdraft privilege, please read more about the coverage and to opt-in online.

Have you ever made an honest mistake in your checkbook or had unexpected expenses at just the wrong time?  Then click here to find out more about our discretionary overdraft privilege service.

To learn more about other over-draft solutions that can help you protect your checking account, please click here

Re-Order Checks

Do you need to order more personal or business checks?  Please visit our provider, Deluxe Checks, to order your checks today¥.