Signature Home Improvement Loan

Get the money you need to make improvements with our Signature Home Improvement Loan.

A Great Option for Your Home Improvement Projects:

  • Up to $10,000
  • Rates as low as 8.056% APR*
  • Easy application process
  • Non real estate secured loan

Here's How To Get Started: 

  • Fill out the Application Form
  • Drop off your Completed Application to your nearby branch location OR
  • Fax your application to 217.787.7736 Attn: Consumer Loan Department

Have questions or need help with the application? Call us at 217.787.3100 or e-mail Please do not send any confidential information through email. Home Equity loans also available.

*Annual Percentage Rate(APR) 8.056% effective April 16, 2016 and assumes $10,000 loan at a simple interest rate of 7.79%, resulting in 84 monthly payments of $155.33, including the loan origination fee of $85.00 and required recurring automatic debits from your bank account.  Maximum loan amount is $10,000 and a loan term of up to 7 years is available.  Credit history will be evaluated, which includes a minimum credit score of 700.  This unsecured loan is not tied to home equity and is reserved for applicants with an existing TCB/TCBMSI relationship [household deposit account or mortgage, or as part of an approved vendor partnership].  If a relationship does not exist, a household deposit account and/or new mortgage loan must be established.  Sales receipt, Estimate or Bids (Minimum of 50% of Amount Requested) must be provided to support request.  Please talk with your banker for more complete information.