Signature Home Improvement Loan

Get the money you need to make improvements with our Signature Home Improvement Loan.


A Great Option for Your Home Improvement Projects:

  • Up to $10,000
  • Rates as low as 8.03% APR*
  • Easy application process
  • Non real estate secured loan

Here's How To Get Started: 

  • Fill out the Application Form
  • Drop off your Completed Application to your nearby branch location OR
  • Fax your application to 217.787.7736 Attn: Consumer Loan Department

Have questions or need help with the application? Call us at 217.787.3100 or e-mail Please do not send any confidential information through email. Home Equity loans also available.

* Annual Percentage Rate (APR) assumes a $10,000 loan at a simple interest rate of 7.79%, resulting in 84 monthly payments of $154.83, including the loan origination fee of $75.00 and routine automated loan repayments from a bank account. Maximum loan amount is $10,000 and a loan term of up to 7 years is available. Credit history will be evaluated, which includes a minimum credit score of 700. This unsecured loan is not tied to home equity and is reserved for applicants with a relationship account [household deposit account or new mortgage (less than 6 months old)] or as part of an approved vendor partnership. If a relationship does not exist, a household deposit account and/or a new mortgage loan must be established. Sales Receipt, Estimate or Bids (Minimum of 50% of Amount Requested) must be provided to support request. Please talk with your banker for more complete information.