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For 49 years, the financial professionals at Town and Country Bank have helped the residents of Central Illinois meet financial goals at every stage. Whether you’re a new homeowner, need a business loan or need guidance on retirement planning, you’ll get the advice you need from people you can trust.
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Our CultureIt’s comforting to know that your banking atmosphere offers the things you’ve come to know as home: a genuine smile, a concern for your needs, and breathe-easy surroundings. At Town and Country Bank, we strive to provide an environment where individuals can unleash their innermost talents and innovations to take banking to the next level. Our team consists of experienced financial professionals who live, work and play in our community. They're your neighbors, friends and family – all of whom believe in assisting you reach your financial goals.
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Our CommunityAt Town and Country, we are committed to making meaningful and positive contributions to our community. We work with neighborhood groups, donate volunteer time and help numerous civic and local non-profit organizations throughout the Central Illinois community. This involvement embodies who we are and what we do.
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Financial ReportsWe hope you’ll visit one of our locations and chat with us. But we understand that sometimes you need it all in black and white, a promise on paper that you’re doing business with the right people. Well, here it is: our complete history, full financial reporting and newsworthy commentary.
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Learning CenterThat's why we've built a library of information on topics ranging from investing, to opening a business, to whether or not you should refinance your home. Have questions? Our experts are just a click or a phone call away.
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Money MattersDaily cash administration, investments, loans, lines of credit, savings accounts, mortgages... It's true, there's a lot to evaluate. Grab a cup of coffee and examine this information to sort out what you need to simplify your financial matters.
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Owning a HomeIt's no secret that a home is a very significant purchase. The time and money you put into buying, selling or remodeling your home is valuable. Your home is unique because you and your family are one-of-a-kind. Your real estate financial guidance should be unique too. This information will help you make a grounded decision.
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Paying for EducationUniversities, colleges and even private elementary and high schools hold so much promise. Flipping through the brochures is exciting: There's the wisdom of professors, the on-campus clubs, powerful athletics. Much of those items come with a whopping tuition bill. Ask anyone who's sent a loved one to college. Don't stress! Even if it seems impossible, dedicated research and planning can help ensure everyone has access to a solid education. Take some time to determine where you and your family are in the planning continuum. The information here will help you sort it all out.
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InvestingStrategize your portfolio in consideration of cash, equities, fixed income securities, mutual funds, and ETFs - or combinations of all. Don't be confused by all of the options and terminology! If you are starting your investment experience, study these basics to make a plan you can feel confident in. It's also true that more sophisticated approaches may be appropriate for certain individuals and this information can sort out exciting options to expand your investment experience.
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Retirement & Estate PlanningIt seems impossible to imagine the day you no longer head to the workplace. It's such a big part of your life and so is the income it provides. But retirement is a phase in life that so many of us relish, if worry about money doesn't topple our hopes. Optimal plans keep your goals, hobbies and last wishes at heart. Some time with this valuable information can eliminate financial uncertainties in your later years.
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Starting a BusinessIt’s an exciting time: The moment when you realize your vision for starting or buying a new business. An opportunity like that is thrilling, inspiring and empowering. That is, until the worries set it. Don’t let the fear of obstacles make you pause. You’ll see that with proper planning and research, you’ll open your doors with confidence! We are here to help!
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Managing Your Business FinancesYou are an expert in your field. You’ve got customers, clients and projects that need your knowledge and skillset. Applying what you know makes your business thrive. Of course, there are aspects of running a business that must be strong to support your overall deliverables, including a strong financial base. We have the tools that are designed to help you steady all aspects of business finance from day-to-day cash management to wide-view profit and investment tactics.
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Financing Your BusinessYour business is at a crossroads. Customers are asking for more and you’ve got plans to grow. Or maybe you sense a shift in the way your industry does business and it’s time to take an unfamiliar step. To grow or start your business you may need real estate, equipment or working capital. You want to pinpoint the most suitable financing options. Review what’s available to determine what financing package is best positioned to move your business forward. Our team makes business finance easy to understand so you can do what you do best: Serve your customers.
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Benefits and Employee TopicsWhen they look to you for these benefits, where can you turn? Today’s worker values employee benefits almost as much as their paycheck. Does your business offer what it takes to attract and keep your top talent? Do you know your legal obligations as a plan sponsor? Do you understand the value and implications of retirement and cafeteria plans? Are you aware of legislative and cultural changes in these areas? If you are unfamiliar with these things, you might be unfamiliar with what your best staff need. We can help. Here are solutions for you and your business.
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Succession PlanningKey roles in your business leadership may one day change. You may consider an option to sell all or part of your business. Or perhaps you or one of your key employees has retirement plans in the future. Are you concerned with the bench strength of your current employee population?
It’s not uncommon for businesses without a succession plan to fail during the transition phase. Succession planning empowers you to capture a plan for future organizational charting while keeping it simple and developmental for your employees. We are here to help unfold a plan that empowers your business to phase seamlessly.
