Unlike multi-state and multi-national banks, a community bank is locally owned and operated. We offer all the all the standard banking services including checking, savings, loans, mortgages, trusts and investments, safe deposit boxes, etc. for both consumers and business customers.
The advantage of banking with a community bank is that we are locally owned and operated. This means that all lending decisions are made locally by people who understand the unique challenges and financial needs of the business people and residents who live and work Central Illinois.
But don't assume that your money is not safe in a community bank just because it is smaller. Community banks are governed by the same laws that govern the bigger banks and your money is insured by the FDIC.
