Loans for Your Business

Our experienced business bankers have spent years working with the business leaders in our community, and understand that not all loan packages work for all businesses. That’s why we tailor business lending packages, using the tools and products that give your venture the best chance for success.

Business Loans

Town and Country Bank business loans include:

Commercial Real Estate Financing

Property can be a worthwhile investment – and our commercial real estate experts can help you fund the real estate you need to support your business.


  • Construction and Term Financing
  • Commercial
  • Real Estate Development
  • Residential
  • Retail

Lines of Credit

Even the most successful businesses have periodic needs for cash, and a line of credit can help address these needs while helping your business achieve its goals.


  • Accounts Receivable
  • Inventory
  • Seasonal Needs

Term Loans

Buying longer-term assets may generate income and profit over time. For these assets, term loans are available, helping the new purchase pay for itself as it generates funds.


  • Business Acquisition
  • Machinery and Equipment
  • Tax-exempt Financing

Specialized Loans

Town and Country Bank also offers specialized loans, some of which provide longer term, fixed interest rates or assist with inventory. Whatever the business need, our experts can help tailor a loan for you.


  • SBA Loans
  • 504 Program Loans
  • Agriculture Loans
  • Letters of Credit

Small Business Lending Fund

Town and Country Bank has prospered since 1962 by lending to small businesses.  Today, we are very much a small business owner’s bank.  We continually strive to make loan funds available and have augmented our capabilities over time by participating in programs like the Small Business Lending Fund (SBLF).  SBLF was created under the Small Business Jobs Act of 2010 and is meant to stimulate economic growth by encouraging lending to small and medium size businesses.  Town and Country typically considers the following types of SBLF loan requests and makes them available with attractive pricing and repayment terms.


  • Commercial and Industrial Loans
  • Owner-occupied nonfarm, nonresidential real estate loans
  • Loans to finance agricultural production and other loans to farmers
  • Loans secured by farmland

Find out what you need for a business loan or contact our commercial banking professionals to see how Town and Country Bank can support your endeavor.