Checking

At Town and Country Bank, we treat businesses like they should be treated – individually.  Here you won’t find categories where you need to make your business fit into one of our selections.  We know that every business is unique.  That is why we offer a variety of accounts we call Solution Business Accounts that we customize for your specific needs. Our Bankers are here to talk with you about creating an account that is right for your company.  Simply stop in (which we highly encourage – did we mention we have flavored coffee every day?) or call us today for more complete information.

Business Checking

Are you still curious about our Solution Accounts?  Below is a breakdown to help you gain insight into what we can offer your business.   The majority of accounts can also add Cash Management, Remote Teller, or Merchant Card Processing to your services.  And remember, our Bankers are the key to providing answers to all your questions. 

Solution Account 150

The foundation of this account is for a business that has a total of 150 items per month.  By items we mean deposits, withdrawals, etc.  With an account like this, you do have unlimited debit and credit card usage along with access to online statements and check images.  There is still a balance requirement and if the requirement is not met, there is a $10 monthly fee.

Solution Account 350

If your business is more established and has a history of transaction volume, this is where we could start.   An account like this would require at least 350 total items per month.  By items we mean deposits, withdrawals, etc.  Your business will have unlimited debit and credit card usage along with access to online statements and check images.  Your business will have a balance requirement and if the requirement is not met, there is a $30 monthly fee.

Analysis Solution

Does your business have a high transaction volume and generally keeps higher balances in its account?  Then an Analysis Solution could be perfect for your business.  Your company will not have a balance requirement and monthly fees can be offset with an earnings credit, based on net available balance.  This account does have a $10 monthly service charge plus activity fees.  But does offer unlimited debit card usage, online statements and check images. 

Money Market Solution

Do you have a desire of earning a higher rate of interest on your account?  Do you have an average of $10,000 a month collected balance?  A solution like this might fit the bill.  There is a $10 charge if balance requirements are not met.  You have online statements and check images.

Not-for-Profit Solution

We’d take this direction if your organization is a small not-for-profit group or association such as a church committee, soccer club, scouting troop, etc.  Exclusively for organizations that fit this description, there is no balance requirement or monthly fees.  Your business would receive up to 20 checks per month at no charge, unlimited deposits, online statements and check images.