Trusts & Investments
Trust | Top of Page |
Ensure that your wealth is managed as you want it – now and beyond your life. Personal Trust clients seeking the services of corporate trustees generally have a net worth of $500,000 or more and some complexity that demands third party administration. Consult with an attorney experienced in Estate Planning to determine how you might benefit from a Trust.
Features
- You can establish an individual or family trust to be effective during your lifetime or upon your death.
- Trusts offer ways to manage your investments, administer assets and transfer wealth in a tax-effective way. The bank will pay bills, reinvest assets, collect, and distribute income according to your wishes as directed per the Trust document.
- Accurate, timely, and detailed reporting of transactions and assets under management.
- Personal attention from a Trust Officer.
Benefits
- Help avoid the publicity of probate when your estate passes to your heirs.
- Relieve you of as many, or as few, of the day-to-day tasks in managing your wealth as you choose.
- Consolidate and safeguard assets.
- Ensure that assets are professionally managed should the you become incapacitated.
Costs
- Pricing is based upon nature and value of assets under management.
Managed Investment Accounts | Top of Page |
We offer investment solutions tailored to match your needs, objectives and risk tolerance. Solutions range from portfolios made up of cash, equities, fixed income securities, mutual funds, and ETFs - or combinations of all. More sophisticated vehicles may be appropriate for certain investors. Investment Management clients generally have investable assets of $150,000 or more. We work with individuals, non-profit organizations (churches), professional associations, and any business with longer term assets to invest.
Features
- Professional portfolio investment management
- Consultative process centered around strategic asset allocation
- Quarterly investment review
- Investments tailored to meet the client’s needs, whether the client is an individual or a business – for profit or not for profit
- Manage tax deferred or taxable investments with appropriate consideration given to each
Benefits
- Professional investment management
- Single point of contact for you through a Trust Officer
- Coordination with your existing advisor relationships – accountants, lawyers, tax advisors
Cost
- Pricing is based upon value of assets under management
Not FDIC Insured. Not guaranteed by the Bank. May lose value.
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