Financial Privacy Disclosure
Town and Country Financial Corporation
and all affiliate banks and companies, which include:
Town & Country Bank
Logan County Bank
Town & Country Banc Mortgage Services, Inc.
From the time it was founded, Town and Country Financial Corporation has always valued its customers’ privacy highly. We have protected your confidential information in many ways over the years and will continue to do so using state-of-the-art measures.
We collect non-public personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others and;
- Information we receive from a consumer-reporting agency.
We may disclose the following kinds of non-public personal information about you:
- Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income;
- Information about your transactions with our affiliates, others, or us such as your account balance, payment history, parties to transactions, credit card usage; and
- Information we receive from a consumer-reporting agency, such as your credit worthiness and credit history.
We provide access to information about you to outside companies and other third parties in certain limited circumstances, including:
- To help us process transactions for your accounts.
- When we use another company to provide services for us.
- When we believe that disclosure is required or permitted under law. For example, we may be required to disclose personal information to cooperate with regulatory or law enforcement agencies to resolve consumer disputes, to perform credit or authentication checks, or for risk control.
We may also enter into joint-marketing agreements with another financial institution in order to provide you with a Town and Country Financial Corporation branded financial product or service. You may instruct us not to share this information about you with outside companies for this purpose, as explained under “How to Limit the Sharing and Use of Information About You.” Even if you tell us not to share your information we may do so as permitted or required by law or if you have authorized us to share information in connection with a particular product or service.
We may share non-public personal information with our affiliates. You may instruct us not to share this information about you with our family of companies for this purpose, as explained under “How to Limit the Sharing and Use of Information About You.” Even if you tell us to limit your non-public personal information, we may share your name and address, information about transactions or balances with us, as well as survey information.
You may tell us to limit our family of companies from marketing their products and services to you if you do not have an account or business relationship with them. These marketing offers are based on your personal information received from another Town and Country Financial Corporation company. You may instruct us not to share this information about you with outside companies for this purpose, as explained under “How to Limit the Sharing and Use of Information About You.”
“How to Limit the Sharing and Use of Information About You.”
Under the federal Fair Credit Reporting Act you have the right to limit the sharing of information about you with our affiliates and certain third parties. If you wish to exercise this right, please call the following toll-free number (1-866-770-3100) or indicate this to us via mail correspondence forwarded to:
Town and Country Financial Corporation
C/O Sales Support Manager
P.O. Box 13255
Springfield, Illinois 62791-3255
Confidentiality and Security:
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
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