|
Regular Savings |
Money Market Savings |
Health Savings |
Minimum Required Opening Balance |
$50 |
$2,500 |
$0 |
Monthly Maintenance Fee |
Fee waived when your daily minimum balance requirement of $100 is met. Otherwise a $3 monthly maintenance fee is assessed. |
Fee waived when your daily minimum balance requirement of $2,500 is met. Otherwise an $8 monthly maintenance fee is assessed. |
NONE |
Interest |
Click here to see the Interest Rate |
Click here to see the Tiered Interest Rate |
Click here to see the Tiered Interest Rate |
Check Access |
NO |
YES; limited to 3 per month |
YES; qualified purchases only |
ATM/Visa® Check Card Access |
ATM only |
YES; transaction limits apply |
YES; qualified purchases only |
Withdrawal Limits
(includes all debits) |
4 withdrawals per month. After 4 a $1 per item charge will apply. |
6 total (allowed by law) per monthly statement cycle with no more than 3 by check. After 6 withdrawals a $7 per item fee will apply. |
n/a |
Online Banking, Online Bill Pay, Electronic Statements &
E-Mail Alerts |
FREE |
FREE |
FREE |
| EXTRA SERVICES |
NONE |
NONE |
NONE |
You’ve managed to save some money and are ready to earn a higher interest rate. Our Money Market is the answer.
Health Savings
Health Savings Account (HSA) is a tax-deferred investment account, similar in many respects to an IRA, and used in conjunction with a qualified high deductible health plan. Earnings grow on a tax-deferred basis. Contributions and earnings dollars may be withdrawn at any time, federal income tax-free, for qualified medical expenses. At age 65, or upon disability, you may make withdrawals from your HSA for any reason. Please consult with your employer to see if you qualify for a HSA and talk to a tax advisor regarding the advantages of opening a HSA.
An HSA can be established by an individual or sole proprietor of a business who is:
Business owners may also want to consider Health Savings accounts for their employees as part of a comprehensive health care plan.
