Business Checking Accounts

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Town & Country Bank of Springfield

Town & Country Bank - Buffalo, Decatur*, Forsyth & Mt. Zion

Logan County Bank

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Town & Country Bank of Springfield

Town & Country Bank - Buffalo, Decatur*, Forsyth & Mt. Zion

Logan County Bank

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Business Checking

Whether you’re a big business with a number of locations, or a mom and pop shop, we can help you gain the competitive edge by providing you with advanced banking products so you can do what you do best, and we’ll handle the banking.

	Small Business Checking	Business Checking (Analyzed Account)	Business NOW Account (for Sole Proprietors and Non-Profits)	Business Super NOW Account (for Sole Proprietors and Non-Profits)
Minimum Opening Balance	$100	$100	$100	None
Monthly Maintenance Fee	$8 monthly maintenance fee is waived when $5,000 average collected balance or $1,000 minimum daily balance is maintained.	$8	$8 monthly maintenance fee is waived when $5,000 average collected balance or $1,000 minimum daily balance is maintained.	$10
Business Visa® Check Card	FREE	FREE	FREE	FREE
Interest Paid on Account	NONE	NONE; but there is an EARNINGS CREDIT that can offset charges from the Bank.	Interest Rate; interest will compound monthly and will be credited to your account monthly.	Tiered Interest Rates; interest will compound monthly and will be credited to your account monthly.
Earnings Credit for Analyzed Accounts	NO	YES	Sometimes; on Analyzed Accounts	NO
Analysis Fees	n/a	ACH transactions = $0.15 per item; Charge back = $4.50; Checks written and other debits = $0.15; Coins, per roll, outgoing = $0.10; Currency, per strap, outgoing = $0.25; Deposits and other types of credits = $0.20; Items within the deposit, local checks = $0.08; Items within the deposit, other checks = $0.10	On Analyzed Accounts Only (listed on the left)	n/a
Transaction Costs	First 150 items per month FREE; each transaction over 150 costs $.50.	Call a Business Banker today for more information.	Call a Business Banker today for more information.	Call a Business Banker today for more information.
Online Banking	$4.95 per statement cycle; first 15 transactions are FREE; transactions over 15 = $0.50 per transaction; first 3 statement cycles are FREE	$4.95 per statement cycle; first 15 transactions are FREE; transactions over 15 = $0.50 per transaction; first 3 statement cycles are FREE	$4.95 per statement cycle; first 15 transactions are FREE; transactions over 15 = $0.50 per transaction; first 3 statement cycles are FREE	$4.95 per statement cycle; first 15 transactions are FREE; transactions over 15 = $0.50 per transaction; first 3 statement cycles are FREE
Electronic Statements and E-mail Alerts	FREE	FREE	FREE	FREE
Telephone Banking	FREE	FREE	FREE	FREE
Online Cash Management	N/A	$25 per month; plus transaction changes.	$25 per month; plus transaction changes.	$25 per month; plus transaction changes.

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Town and Country Financial Corporation is the parent holding company for Town & Country Bank of Springfield, Logan County Bank in Lincoln, and Town & Country Bank with branches in Buffalo, Mt. Zion, and Forsyth and a *Loan Production Office in Decatur.