|
Small Business Checking |
Business Checking
(Analyzed Account) |
Business NOW Account
(for Sole Proprietors and Non-Profits) |
Business Super NOW Account
(for Sole Proprietors and Non-Profits)
|
Minimum Opening Balance |
$100 |
$100 |
$100 |
None |
Monthly Service Charge |
$8 monthly service charge is waived when $5,000 average collected balance or $1,000 minimum daily balance is maintained. |
$8 |
$8 monthly service charge is waived when $5,000 average collected balance or $1,000 minimum daily balance is maintained. |
$10 |
Business Visa® Check Card |
FREE |
FREE |
FREE |
FREE |
Interest Paid on Account |
NONE |
NONE; but there is an EARNINGS CREDIT that can offset charges from the Bank. |
Interest Rate; interest will compound monthly and will be credited to your account monthly. |
Tiered Interest Rates; interest will compound monthly and will be credited to your account monthly. |
Earnings Credit for Analyzed Accounts |
NO |
YES |
Sometimes; on Analyzed Accounts |
NO |
| Analysis Fees |
N/A |
ACH transactions
= $0.15 per item;
Charge back = $4.50;
Checks written and other debits = $0.15;
Coins, per roll, outgoing = $0.10;
Currency, per strap, outgoing
= $0.25;
Deposits and other types of credits = $0.20;
Items within the deposit, local checks = $0.08;
Items within the deposit, other checks = $0.10
|
On Analyzed Accounts Only (listed on the left) |
N/A |
Transaction Costs |
First 150 items per month FREE; each transaction over 150 costs $.50. |
|
|
|
Onine Bill Pay |
$4.95 per
statement cycle; first 15 transactions are FREE;
transactions over 15 = $0.50 per transaction; first 3
statement cycles are FREE |
$4.95 per
statement cycle; first 15 transactions are FREE;
transactions over 15 = $0.50 per transaction; first 3
statement cycles are FREE |
$4.95 per
statement cycle; first 15 transactions are FREE;
transactions over 15 = $0.50 per transaction; first 3
statement cycles are FREE |
$4.95 per
statement cycle; first 15 transactions are FREE;
transactions over 15 = $0.50 per transaction; first 3
statement cycles are FREE |
| Online Banking, Electronic Statements and Custom E-mail Alerts |
FREE |
FREE |
FREE |
FREE |
Telephone Banking |
FREE |
FREE |
FREE |
FREE |
Online Cash Management |
N/A |
$25 per month; plus transaction changes. |
$25 per month; plus transaction changes. |
$25 per month; plus transaction changes. |
