Auto Loan Specials
AUTO LOAN SPECIAL RATES |
Year |
Max. Term |
Rate |
APR* |
Monthly Payments |
NEW |
48 months |
4.37% |
4.59% |
$342.68 |
2008 Used |
48 months |
4.69% |
4.91% |
$344.85 |
2007 Used |
48 months |
4.94% |
5.16% |
$346.56 |
2006 Used |
48 months |
5.19% |
5.41% |
$348.26 |
*Annual Percentage Rate (APR) assumes a $15,000 loan using the terms listed in the table. Rates effective 6/15/09. Loan to value for new cars must be 90% of the
buyer’s order. Loan to value for used cars is 90% of clean retail NADA book value. All rates and APRs assume a relationship with Town & Country Bank which includes a
deposit account with Direct Deposit or Auto Pay. Your actual rate/APR will be determined when you apply and will be based on many factors, including credit history, age
and make of the vehicle, amount financed and term. Rates are subject to change without notice. Some fees may be assessed to obtain a loan. Loans secured by
vehicles aged prior to 2003 will be considered on a case by case basis. Minimum interest charged is $200. Loans are subject to approval.
A $10,000 Fixed Rate
3-Year Home Equity Loan for
Only $109.84* Per Month
* Payment of $109.84 based on a $10,000 Home Equity Balloon Loan with 10-year amortization with an Annual Percentage Rate (APR) of 5.9516% effective 6/15/09. Customer to pay $109.84 per month for 35 months with $7,687.45 due the 36th month. The $7,687.45 balloon payment may be reviewed for refinance at rates in effect at time of maturity. Maximum combined loan to value amount is 80% or below. Loans with loan to values for 81% and above will be considered on a case-by-case basis. Rate assumes a relationship with Town & Country Bank which includes a deposit account with one of the following: Direct Deposit, Auto Pay, ATM/Check Card, or Online Banking. You actual rate/APR will be determined when you apply and will be based on many factors, including credit history, value of your home, amount financed and term. Rates are subject to change without notice. Loan subject to approval. The offer not available for investment properties; property must be owner occupied. Limited time offer. Some fees may be assessed to obtain a loan.
CD Specials
1.74% APY* for 10 months
OR
2.05% APY* for 10 months
* Annual Percentage Yield effective June 15, 2009. Customers with a loan, checking or savings accounts with Town & Country Bank are eligible for
the higher rate. CD only customers are not eligible for the higher rate. $5,000 minimum deposit. Penalty imposed for early withdrawals. Limited time offer.
A Home Equity Line of Credit
3.99% APR*
for the first 6 months. Then the rate will be Prime Rate minus 0.01%
*APR assumes a $20,000 line of credit using the terms listed in the table with maximum loan to value of 89.99%. After 6 months the rate goes to Prime Rate minus 0.01% EXAMPLE: Current Prime Rate = 3.25% as of 6/15/09. After 6 months the APR may be 4.50% (because the rate is not to fall below 4.50% for the full term). Limited time offer. Offer not available for investment properties. All rates and APRs assume a relationship with Town & Country Bank which includes a deposit account with Direct Deposit or Auto Pay. Your actual rate/APR will be determined when you apply and will be based on many factors, including credit history, age, use of the line of credit, amount financed and term. Closing costs and other fees will apply. Minimum monthly payments are interest only. Other restrictions may apply. Rates are subject to change without notice. Some fees may be assessed to obtain a line of credit. Loans are subject to approval.
WE ALSO HAVE FIXED RATE LOANS TOO!
