BUMP CD Special
2.58% APY* for 39 months
with your option to increase or “bump” your CD rate
one-time after the first year.
* Annual Percentage Yield. The bump rate feature is valid for the 39 month Certificate of Deposit (CD) opened on or after November 23,2009. The customer may bump the CD Rate to like remaining terms one time after the first 12 months of the CD term. Example: If the bump feature is elected in the 18th month of the bump CD term this would yield the current 18 - 24 months bump CD rate for the remaining term of the certificate due to 21 months remaining from the initial 39 month term. Bump rates will be applied for the remaining term when you choose to increase your rate. $5,000 minimum deposit. Penalty imposed for early withdrawals. Limited time offer. Rates are subject to change without notice.
CD Specials
1.22% APY* for 7 months
OR
2.08% APY* for 31 months
* Annual Percentage Yield effective November 23, 2009. $5,000 minimum deposit. Penalty imposed for early withdrawals. Limited time offer.
A Home Equity Line of Credit
3.99% APR*
for the first 6 months. Then the rate will be Prime Rate minus 0.01%
*APR assumes a $20,000 line of credit using the terms listed in the table with maximum loan to value of 89.99%. After 6 months the rate goes to Prime Rate minus 0.01% EXAMPLE: Current Prime Rate = 3.25% as of 6/15/09. After 6 months the APR may be 4.50% (because the rate is not to fall below 4.50% for the full term). Limited time offer. Offer not available for investment properties. All rates and APRs assume a relationship with Logan County Bank which includes a deposit account with Direct Deposit or Auto Pay. Your actual rate/APR will be determined when you apply and will be based on many factors, including credit history, age, use of the line of credit, amount financed and term. Closing costs and other fees will apply. Minimum monthly payments are interest only. Other restrictions may apply. Rates are subject to change without notice. Some fees may be assessed to obtain a line of credit. Loans are subject to approval.
WE ALSO HAVE FIXED RATE LOANS TOO!
