Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchse, for a total of 5,000 initial points. In order to qualify, the first purchase must be made within 90 days of the account opening, the account must be opened between 3/1/10 and 4/30/10, and the account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. * Please allow 6-8 weeks for "special" bonus points to be applied.
CD Specials
1.17% APY* for 7 months
OR
2.08% APY* for 31 months
* Annual Percentage Yield effective February 23, 2010. $5,000 minimum deposit. Penalty imposed for early withdrawals. Limited time offer.
A Home Equity Line of Credit
3.99% APR*
for the first 6 months. Then the rate will be Prime Rate minus 0.01%
*APR assumes a $20,000 line of credit using the terms listed in the table with maximum loan to value of 80%. After 6 months the rate goes to Prime Rate minus 0.01% EXAMPLE: Current Prime Rate = 3.25% as of 3/8/10. After 6 months the APR may be 4.50% (because the rate is not to fall below 4.50% for the full term). Limited time offer. Offer not available for investment properties. All rates and APRs assume a relationship with Town & Country Bank which includes a deposit account with Direct Deposit or Auto Pay. Your actual rate/APR will be determined when you apply and will be based on many factors, including credit history, use of the line of credit, amount financed and term. Closing costs and other fees will apply. Minimum monthly payments are interest only. Other restrictions may apply. Rates are subject to change without notice. Some fees may be assessed to obtain a line of credit. Loans are subject to approval.
WE ALSO HAVE FIXED RATE LOANS TOO!
