News
PHISHING ALERT 02/25/09
Phishing e-mails are being sent to some of our customers with Online Banking (NetTeller). Phishing is a technique used by people "phishing" for your personal account information. If you receive on one these e-mail do not respond or provide any information to their request. WE WILL NEVER, EVER ASK YOU TO PROVIDE PERSONAL OR ACCOUNT INFORMATION VIA E-MAIL.
VISA® DEBIT CARD DATA COMPROMISE 02/10/09
Visa® has informed us that it is working with law enforcement and a US based merchant to investigate a possible compromise of card account information from the merchant’s systems. We are in the process of getting the information we need on the affected accounts so that we can take steps to protect our cardholders through fraud monitoring and, if needed, by reissuing cards.
It is important for our consumer cardholders to know that they are protected against fraudulent purchases with Visa’s® Zero Liability policy. As always, we encourage our cardholders to carefully review their statements and to let us know right away if they see any charges they don’t recognize.
ADDITIONAL CONSUMER TIPS
Help protect your financial information in five simple steps:
- Double-check monthly statements to ensure they match your records.
- Shred personal and financial information before discarding it.
- Don’t give out account numbers or other personal financial information, unless you initiated the call.
- Review your credit report annually. You’re entitled to a free credit report every year. Simply contact one of three main credit reporting bureaus:
Equifax® Experian® TransUnion®
800-525-6285 888-397-3742 800-680-7289
Equifax.com Experian.com transunion.com
Town & Country Financial Corporation and Visa® are dedicated to protecting your financial information. And, with Visa’s® multiple layers of security, including Zero Liability,* you’re protected from unauthorized purchases. So you can continue to use your card with confidence.
*Covers U.S. issued cards only. Visa’s® Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa® and certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Verified by Visa® requires online activation and is for use only at participating online merchants. Consult issuer for additional details or visit www.visa.com/security.
J. MICHAEL HOUSTON ANNOUNCES PARTIAL RETIREMENT
Springfield, Illinois — J. Michael Houston today announced his partial-retirement from Town & Country Bank of Springfield where he has served as Chairman, President and CEO since May 2005. Houston will serve in a new role as Chairman Emeritus and Director of Business Development.
Commenting on the announcement, Houston noted “It has been my honor and pleasure to lead the oldest independent bank in Springfield and I look forward to my continued involvement in growing the bank in the future. I am very proud of what we have been able to accomplish. I plan to remain active in my community and non-profit activities.”
Houston also serves as Chairman of the Board of St. John’s Hospital, Chairman of the Greater Springfield Chamber of Commerce, Vice-Chair of the Western Illinois University Board of Trustees and is also a board member of Quantum Growth Partnership, Downtown Springfield, Inc., Heritage Foundation, and Abraham Lincoln Council of the Boy Scouts of America.
Micah R. Bartlett, President of Town & Country Financial Corp. commented, “We are extremely grateful for Mr. Houston’s service to the company. Based on his diverse experience as a small business owner, mayor, and banker in a large financial services organization, he was instrumental in moving Town & Country Bank forward and instilling a culture of professionalism and high service expectations. We are also honored that he will remain affiliated with the company and continue to be active in business development and community activities which are the lifeblood of a community bank.”
Bartlett was appointed Chairman, President, and CEO of Town & Country Bank of Springfield in addition to his responsibilities as President & COO of Town and Country Financial Corp., the bank’s parent company. David E. Kirschner continues as Chairman & CEO of Town and Country Financial Corp.
Town and Country Financial Corp. has approximately $375 million in assets and is the parent holding company for Town & Country Bank of Springfield, Town & Country Banc Mortgage Services, Inc., Logan County Bank in Lincoln, and Town & Country Bank with branches in Buffalo, Mt. Zion, and Forsyth and a loan production office in Decatur.
TEMPORARY LIQUIDITY GUARANTEE PROGRAM
Our institution has elected to participate in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.
NEW LOAN PRODUCTION OFFICE
We have opened a new Loan Production Office in downtown Decatur, IL! The Loan Production Office will assist you and your business with any lending needs (445 N. Franklin, Decatur, IL 62523; Phone 217.424.0960).
A DAY IS A DAY. NO MORE CUT-OFF TIMES
During the month of June, Town & Country Bank and Logan County Bank will implement a system for processing transactions that will eliminate cut-off times. Beginning Monday, June 25th, there will be no more mid-day cut-off times!
- Town & Country Bank of Springfield - No more 2:00 pm cut-off times. Transactions accepted until 6:00 pm Monday - Friday.
- Town & Country Bank in Buffalo - No more 2:00 pm cut-off times. Transactions accepted until 5:00 pm Monday - Thursday and until 6:00 pm on Friday.
- Town & Country Bank in Forsyth - No more 2:00 pm cut-off times. Transactions accepted until 5:30 pm Monday - Thursday and until 6:00 pm on Friday.
- Town & Country Bank in Mt. Zion - No more 2:00 pm cut-off times. Transactions accepted until 5:30 pm Monday - Friday.
- Logan County Bank - No more 3:00 pm cut-off times. Transactions accepted until 5:00 pm Monday - Thursday and until 6:00 pm on Friday.
LOCAL BANK EXPANDS ATM NETWORK THROUGH
LOCAL BUSINESS
Town & Country Bank of Springfield, Town & Country
Bank - Buffalo, Forsyth & Mt. Zion, and Logan County
Bank have formed a partnership with Qik-n-EZ convenience
stores to expand the Automated Teller Machine (ATM) network for the Banks' customers. Beginning April 1st, all
transactions at Qik-n-EZ ATMs will be free to customers. The
additional ATMs will make banking easier for customers and
more than doubles the network of ATMs in the area.
We recently surveyed our customers and they overwhelmingly
wanted more ATMs. Therefore, we found a way to provide
them with more by forming a partnership with another local
business. We are always responsive to what our customers
want and need. Because we are a local bank we have
the flexibility to make our own decisions regarding products
and services.
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