History – Financial Corporation

From one branch and $1.6 million in assets in 1962, Town and Country Financial Corporation (headquarters in Springfield, Illinois) has grown to a strongly capitalized, multi-bank holding company.  It is the parent of Town & Country Bank – Buffalo, Forsyth & Mt. Zion, Town & Country Bank of Springfield, Logan County Bank (Lincoln, Illinois), Town & Country Banc Mortgage Services, Inc., and Town & Country Insurance Services, LLC. Offering nine convenient branches and 16 ATM locations in Central Illinois, online and telephone banking, local ownership and local decision making, we are eager to become your bank.

Innovative solutions and personalized service is our focus and Micah Bartlett, Town and Country Financial Corp.'s President and Chief Operating Officer, is leading the way. Mr. Bartlett has over eighteen years of executive banking experience.  He holds an MBA from Northern Illinois University, a Bachelor of Science degree in Accounting from the University of Illinois - Springfield, passed his CPA exam in November 1995, and is an alumni of the Graduate School of Banking at the University of Wisconsin.

Our employees are experienced and knowledgeable bankers – they are your friends, neighbors, and family who live and work in your community.  Our common belief is that bankers help people by making banking easier.  Driving the continued growth and success of the company is David Kirschner, Chairman and Chief Executive Officer. And bridging the past to the present is Henry Kirschner, Director of Corporate Affairs, one of our early founders and a man whose ingenuity and pioneering spirit is credited with our early and continued success. 

		Henry has constantly looked for ways to make banking easier for his customers.  His belief that bankers help people drove his decision to pioneer new ways of banking in Springfield including: The first cash dispensers in Springfield (preceded the ATM). One of the first credit cards - a precursor to Visa and MasterCard. Saturday banking hours - a traffic policeman was hired due to all the business. Drive-through banking. Neighborhood branches - banking where you live. Creative mortgage lending.

Henry began his banking career in July 1933 as a messenger at the Stockyards National Bank in St. Joseph, Missouri.  In 1967, having relocated to Springfield, Henry was one of five local businessmen who purchased a substantial amount of stock in Town & Country Bank of Springfield and immediately took on the role as President.  Within 5 years, Henry grew the company’s assets to over $20 million and built a new facility at 1925 South MacArthur Boulevard with six drive-up lanes.  He was named CEO in 1978 and continued to expand the bank both in size and number of branches with locations at 2401 Wabash and inside White Oaks Mall.

Town and Country Financial Corporation, under Henry’s leadership, was an early adopter of the holding company structure and subsequently acquired Farmers State Bank of Buffalo, Bank of Palmyra, Logan County Bank of Lincoln, and a branch of Associated Bank in Mt. Zion.  He also created a separate mortgage company, Town & Country Banc Mortgage Services, Inc.

In the last several years, Town and Country Financial Corporation has expanded into a 28,000 sq. ft. facility at 3601 Wabash Avenue, a branch on North Dirksen Parkway, both in Springfield, and a branch near Hickory Point Mall in Forsyth.  Currently there are nine branches and ten ATM locations in Central Illinois and nearly $370 million in assets.

Henry Kirschner has never lost focus or his belief that bankers help people.  All of us at Town and Country Financial Corporation proudly embrace that same belief as we continue to grow with innovative products and services, convenient locations, and most of all, local ownership and knowledgeable, friendly bankers.

New Loan Production Office

We have opened a new Loan Production Office in downtown Decatur, IL! The Loan Production Office will assit you and your business with any lending needs (445 N. Franklin, Decatur, IL 62523; Phone 217.424.0960).